This is to give you notice that the members of the Radian family of companies homegenius Real Estate LLC (operator of homegeniusrealestate.com), homegenius Real Estate Inc., Radian Title Insurance Inc., Radian Settlement Services Inc., and Radian Escrow Services LLC (each a “Radian Company”)) has a business relationship with the following companies based on direct ownership by homegenius, Inc. and/or indirect ownership by our ultimate parent company, Radian Group, Inc.:
Radian Guaranty Inc.
- provider of mortgage insurance products and servicesRadian Title Insurance Inc.
- provider of title insuranceRadian Settlement Services Inc.
- provider of title and settlement servicesRadian Escrow Services LLC
- provider of settlement serviceshomegenius Real Estate LLC dba homegenius Real Estate
- provider of real estate brokerage serviceshomegenius Real Estate Inc. dba homegenius Real Estate
- provider of real estate brokerage servicesCovered Insurance Solutions Inc.
- provider of homeowner's, renter's, automobile and other casualty insuranceBecause of this relationship, this referral may provide the Radian Company making this referral a financial or other benefit.
Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for settlement of your loan on or purchase, sale, or refinance of the subject property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.
Provider Name | Fee Name / Category | Fee Estimate ($) |
---|---|---|
Radian Guaranty Inc. | Mortgage Insurance | $180-6,000 per year |
Radian Title Insurance Inc. | Purchase Title and Closing Fees | $500 - $10,000 paid once |
Radian Settlement Services Inc. | Purchase Title and Closing Fees | $500 - $10,000 paid once |
Radian Escrow Services LLC | Closing Services | $500 - $1,500 paid once |
homegenius Real Estate LLC and homegenius Real Estate Inc., both dba homegenius Real Estate | Program / Participation Fee | 1% - 8% of sales price |
homegenius Real Estate LLC dba homegenius Real Estate | Brokerage Fees | 3% - 6% of sales price |
homegenius Real Estate Inc. dba homegenius Real Estate | Brokerage Fees | 3% - 6% of sales price |
Covered Insurance Solutions Inc. | Auto Insurance Renter's Insurance | $500-$5,700 per year $150-$500 per year |
Additional affiliated business disclosures pursuant to 11 NYCRR § 35.5:
Any compensation or other thing of value paid by Radian Title Insurance Inc., Radian Settlement Services Inc., and Radian Escrow Services LLC to a Radian Company is based on that person's financial or other interest in the title insurance agent or title insurance corporation and is not related to the amount of title insurance business that person refers to the title insurance agent or title insurance corporation. Payment of such compensation or other thing of value does not violate Insurance Law sections 2324 or 6409 or, RESPA.
Radian Title Insurance Inc., Radian Settlement Services Inc., and Radian Escrow Services LLC generate non-affiliated business from more than one source and no Radian Company is required to refer a specified amount of title insurance business to Radian Title Insurance Inc., Radian Settlement Services Inc., and/or Radian Escrow Services LLC.
ACKNOWLEDGMENT
By clicking “Acknowledge”, I acknowledge that I have read this disclosure form, and understand that the one or more homegenius Company may refer me to purchase the above described settlement service(s) from one another and that any such referrals may provide the company making the referral with a financial or other benefit.
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